Credit or Debit Card Purchase Information

Credit Card Users:

In order to offer our products at prices that save you money, we must keep our operating costs down.

For this reason, we are not set up to accept credit card orders over the phone. We are sorry if this causes any inconvenience.

Credit card payments are accepted through our secure,

online PayPal shopping cart only.

To learn more, please click on

"FAQ About the Shopping Cart" at left.

If you would like to call in your order and follow up with a Money Order

or personal check, that is okay. But your payment must be received (and check must clear the bank) before your items are sent. Our phone number is 207-799-2447 (in US only). International customers, please send us an email.

Thank you for your understanding!

Debit Card Users:

When you use your debit card (in which the payment is withdrawn from your checking or savings account), it is the same as sending us a check. At the same time you place your order, PayPal sends out a request to your bank to transfer the funds to The Silver Penny's PayPal account. The transfer of the funds takes 3-4 business days to be completed. Although you have authorized a payment to us, we actually do not receive the payment for a few days.

If you use a debit card, we will hold your order until we receive notification that the transfer is completed. In other words, your order will not be shipped for 3-4 business days.

If you are in a hurry and need your items to be shipped the next business day after receiving your order, then DO NOT use a debit card. Please use a credit card so we can process

and ship your order immediately.

Thank you for your cooperation!